Manager - Risk & Policy - Retail Lending Segment - Bank

Manager - Risk & Policy - Retail Lending - Bank

Given below the position details with a Leading Bank :

Job Title : Risk & Policy Manager (Retail Lending)

Grade : SM/CM

Key Responsibilities :

- Assist in portfolio management and drive lending strategies formulation for retail lending programs.

- Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.

- Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.

- Automation and Business Analysis of the policies to suit the effective system implementation on the relevant platforms

- Monitoring and management of portfolio through monthly portfolio analysis.

- To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.

- Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.

Skills :

- Proactive attitude, Eagerness to learn and application of skills to work

- Logical thinking and Data Analytics skills (Proficient in SAS. Excel & PowerPoint)

- Adaptable and Go getter attitude

- Good Communication, (written & interpersonal) & team skills

- Strong service orientation