Job Description:
- Responsible for managing portfolio quality within given growth parameters
- Write/modify credit policies, product parameters, processes and related guidelines
- Work with technology team to ensure flawless and timely implementation of credit policies in the system
- Identify and analyse risks related to mortgage portfolio. Monitor portfolio quality and undertake reviews with credit & collection team.
- Provide functional support to all risk matters to the product/operations/sales/underwriting teams
- Ensure adherence to policies and processes, correcting procedural flaws, ensure proper documentation
- Work with fraud control teams/agencies to streamline relevant processes
Skills/qualification required:
- CA/BSC/IT/BE/BTECH/MBA
- Analytical Skills
- Problem Solving Skills
Prior experience:
- Overall Experience in Financial Sector: 5-12 years.
- Specific Experience in HFC/NBFC with focus on HL/LAP 5+ yrs.
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