Manager - Lending Services - Bank

- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit metrics calculation

- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters) - Calculating covenants in line with facility agreements and providing detailed rationale for covenant Met/Breach results

- Performing Annual/Quarterly or Half yearly reviews and populating credit application templates.

Inclusions are:

- Business Overview

- SWOT analysis

- Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios)

- Covenant performance

- PD/LGD analysis

- Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guidelines

- Collateral analysis Analyze key points highlighted by rating agencies, reasons for rating changes etc. (Applicable for corporate connections)

- Providing Ad-hoc support to credit managers

- Mentoring and training of new joiners and acting as a subject matter expert for LA/SA/A team members.

- Handling 5-10 FTE's and managing their performance and development

- Handling Client calls and periodic communication

- Providing project management support to senior manager and handling project level tasks for e.g. Delivery, Dashboards, QC's, Trainings, Client management etc.

- Collaborate with other support functions within the business

- Develop efficient tools to automate manual processes

- Support business development efforts by participating in proposals and presentations, showcasing capabilities and expertise in the Lending Services domain