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07/02 Mohsin Attar
Manager - Talent Acquisition at Morpheus Human Consulting Private Limited

Views:143 Applications:36 Rec. Actions:Recruiter Actions:7

Manager - Credit Underwriting - Housing Finance (2-4 yrs)

Mumbai Job Code: 1217057

Our client focus is to provide loans to low and middle-income individuals, who want to buy or build their own homes. A majority of the customers are first-time home buyers and finds it challenging to deal with bigger financial institutions for their home loan requirements. Loan amounts for these homes typically vary between ?5 to ?50 lakhs.

Our client believes everyone should own their dream home! We blend technology and personalization, so the loan process is easy, convenient and enjoyable. Simply put: our customers always come first.

Our Head-Office is in Mumbai and we have a presence in 65+ cities, with 70+ Branches, across 11 states. We have clocked 50,000+ home loans for customers with informal documentation and have been able to secure an A+ Rating (ICRA). Our current AUM is 3000+ Cr. with a steady CAGR of 60%!

Job Title: Manager - Credit Underwriting - Housing Finance - Mumbai

Job Responsibility

- You will build relationships and collaborate with stakeholders

- You will underwrite home loans for customers from the affordable sector

- Your role would include evaluating financial projections & assessing risk

- You will use your proactive personality to take on time sensitive challenges and ensure fast approvals

- You will analyse data and present recommendations about portfolio performance

- You will engage with & train front end sales people to improve the inflow of loan applications

- You will be an anchor for the company by increasing profitability and minimizing risk while improving the turn around time

Key Skills: Key Skills:

- Should be a passionate believer in the financial revolution happening in the country

- Should have very good interpersonal skill sets to seamlessly integrate in a young start up environment

- A strong sense of credit assessment for informal income customers and ability to come with out of the box solutions


- Should be - MBA/Chartered Accountant with Experience of Credit analytics or underwriting of loans

- Exposure to any product amongst: PL, BL, Housing Loans or LAP

Industry: Banking and Financial Service

Gender: Open

Experience: Minimum 2+ years

Job Location: Mumbai, Andheri East

Working Days: 6 days

Qualification: MBA/CA

Notice Period: Immediate to 30 days

Relocation candidates: NO

Job Location: Mumbai

Job Sector: Housing Finance

Required Experience: 2 - 4 year(s)

Relevant Experience: 2 years

Women-friendly workplace:

Maternity and Paternity Benefits

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