Manager - Credit & Risk - Fintech

Industry - Financial Services

Job Type - Permanent

Job Description - Brilliant Opportunity to be a part of a leading Fin-Tech Company in India

Best in class compensation

Client Details

Our Client is a leading fintech in India and is headquartered in Gurgaon. It is one of the fastest growing company in terms of unsecured loans and is expanding their business PAN India.

Description

A strategic role, to set the company direction for the next 5-7 years. Your main responsibility will be:

1.Responsible for designing and building the risk and underwriting infrastructure for the most innovative consumer lending platform in India

2. Creation of the risk and underwriting policies, infrastructure, development and deployment of underwriting models, risk decision strategies and fraud detection

3. Be involved in the full-life-cycle and straddle credit-and non-credit functions (initially)

4. Work closely with Sr. The management team and lending partners in managing Risk/Return of the portfolio, defaults & collections

5. Represent the company to the outside world, including lending partners, board of directors & other strategic alliances

Profile

Deep knowledge of scorecards, credit policies and risk management in an unsecured context.Experience in validating and implementing risk models and strategies

- Atleast 3-5 years of experience in using analytics for credit modeling

- Passion for using data and algorithm to drive underwriting decisions

MBA/CA (first attempt) with atleast 8+ years of experience in a retail bank or retail NBFC, Indian or foreign

Job Offer

As the Head of Risk you will be reporting to the Head - Risk, Legal & Compliance and will be responsible for heading a Risk team. You will also be responsible for credit underwriting / analysis / appraisal as well as developing the lending norms / rates / policies for all retail lending products offered. This would include overseeing Risk for products across Business Loans, Vehicle Loans, Personal Loans, Mortgages, Loans Against Property, Loans Against Shares, Micro-finance and Agri-loans. You would ensure that the customer portfolio meets the quality measures. You would also manage internal stakeholders in addition to regulators and governing bodies.

Best in class compensation and a fantastic chance to be a part of a startup team

Page Group India is acting as an Employment Agency in relation to this vacancy.

Contact - Anshul Bhardwaj