Manager - Credit Risk & Control - Bank/NBFC

Roles & Responsibilities :

- Decision maker for all cases seeking credit through internal and external sources.

- Maintaining relationship with bank/NBFC counterpart for speedy approvals of cases in pipeline with bank

- Develop a scorecard driven output for retail and small ticket cases.

- Setting internal risk and credit policies. Designing sector-wise/category-wise/business-wise credit evaluation parameters in alliance with business and past track record.

- Due diligence of cases through qualitative and quantitative parameters.

- Verification of credit information through 3 party sources and market intel

- Alliances with bureau and necessary data banks can be handy.

- Act as a central repository of all credit information and documentations with stakeholders such as Lenders/Customers and any other manufacturers associating with JOPL.

- Support business from credit enablement through appropriate route.

- Develop credit models for existing and upcoming business segments.

- Leverage strong credit knowledge across LC and SCF products.

- Target minimal NPA and loss at internal and external sourced credit.

- Track passback in line with agreed commercials with lenders, support P&L.

- Track approval covenants for all cases. Ensure SOP adherence at all times.

Who can apply :

- Min 8 max 10 yrs of experience across banks and NBFC's

- Pref MBA Fin.

- LC and SCF product and credit risk experience is a must.

- Stakeholder management, business expectation fulfilment and problem solver and should be flexible and swift to adopt start up pace.

- Data Analyst -Deal Structuring Experience - Regulatory understanding and compliance knowledge understanding of most lending product