Manager - Credit Risk - BFS

- Their job description entails providing the organization with advice on any potential risks to the profitability or existence of the company.

- It involves identifying and evaluating threats, and developing alternative courses of actions to avoid, reduce, or transfer risks.

- Credit risk managers are responsible for managing the risk to the organization, its employees, customers, reputation, assets, and interest of stakeholder.

- Their role also entails developing and implementing policies and procedures that help to reduce the credit risk of the organization/financial institution.

- They undertake building of financial models that predict credit risk exposure of the organization and oversee the preparation of performance reports for management.

- They manage unsecured lending portfolio and continually optimize risk strategy for acquisition, fraud, and collection.

- They utilize statistical and segmentation tools to develop/optimize acquisition risk strategies for personal loan products.