Manager - Credit & Portfolio Risk Analyst

Credit & Portfolio Risk Analyst (Manager) - SPG-15074659

Description :

About :

Organization is a leading U.S. Retail Cards business, with a 40%+ market share and greater than $40B in receivables across 40+ million open active Card member accounts. RS provides retail card products to the customers of a diverse group of major national retailers, oil companies and specialty retailers and dealers (the Partners ).

Products provided by RS include financing, transaction, and payment solutions that augment Partners- existing marketing and sales strategies. These products serve to enhance Partner sales through direct integration with Partner branding, marketing and data management. RS also provides supplemental services to Card members such as debt protection, identity protection and credit monitoring.

Role Outline/Job Summary :

As part of the Retail Service Risk Management Analytics team, the successful candidate will be responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth & loss mitigation goals.

Job Description :

Position Title : Credit & Portfolio Risk Analyst 3 (Manager)

Grade/Level : C11

Business Group : CSIL

Function/Group : Retail Services - Risk Management Analytics

Department : Specialty Partner Group Risk Analytics

Location : Mumbai

Business/Department Objectives :

- Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

Core Responsibilities :

- The successful candidate will be responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth & loss mitigation goals.

Day-to-Day Responsibilities :

- Driving credit risk policies in any of the following areas - authorizations, underwriting, existing customer management

- To define, analyze, implement, and monitor credit risk strategies

- Must have capability to clearly communicate analyses

- Presentations to both technical and non-technical personnel are required to be made frequently as part of the job

- Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities

- Individual Contributor (IC)/Managerial: Individual Contributor

Relocation : Yes

Key Deliverables :

- To clearly formulate analytical hypothesis

- Perform ad-hoc analysis to support it, communicate results clearly, and understand cause & effect relationships

- Support approved strategies through implementation

- Ability to manage multiple priorities

Qualifications :

Education :

- Bachelor's degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics

- Master's degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics

Experience :

- 5+ years of relevant experience

Skills :

- Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems

- Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments

- Highly proficient in Excel/pivot tables and PowerPoint

- Credit card industry experience especially in an analytics or policy role is preferred

Other :

- Exposure to project/process management

- Strong communication and presentation skills targeting a variety of audiences

- A qualified candidate needs to be able to work with cross functional teams

- Creates and sustains a network of strong client relationships

- Flexibility in approach and thought process

- Ability to work effectively across portfolio risk policy teams and functional areas teams

- Strong influencing, negotiating, and facilitation skills

- Analytical mindset

Job Posting : Jan 18, 2016, 7:46:41 PM

Primary Location : APAC-IND-MH-Mumbai

Job Category : Risk Management

Education Level : Bachelor's Degree

Employee Status : Regular

Travel : No

Recruiter :

Relocation : No