Manager - Credit Policy - Rural Finance Vertical - Bank

Responsibility :

The opening is for Rural Finance Vertical.

- Credit policy designing, administration, implementation, standardisation and adherence of existing process through trainings . To suggest changes in existing policies and detailing drafts policies for focus areas.

- Getting the policies approved through appropriate committee's in senior management and ensuring smooth roll out and implementation

- Carrying out regular market visits to check on industry, competitors, etc to carry out a dip check on policy implementation and appropriateness.

- Sharing of insights with publication of risk related MIS's to regional and state level teams as a part of monitoring process.

- Worked with credit and IT team to for implementation. Rule building is done to implement credit policy and processes.

- Risk analysis, management and monitoring of asset portfolio to generate early warning signals,potential areas to focus and pro-active measures to senior management

- Post financing critical analysis of credit assessments w.r.t delinquency to indicate areas of improvement.

- To build, run and monitoring credit audit scoring system to have coverage of entire gamut of login to disbursement processes in coordination with internal audit team