Manager - Credit - BFSI

Designation: Credit Manager

Experience: 5 - 6 Years

Qualification: CA / MBA / M. Com

Location: Ahmedabad

Budgeted Salary: 8 - 15 Lpa

About the Client:

We are urgently hiring for the position of Credit Manager with our client for Ahmedabad location. Our client is a Delhi based Corporate registered with RBI as a Non Deposit taking Systematically Important Non-Banking Finance Company having external rating A Stable from CARE. They offer a wide bouquet of loan products i.e. SME Financing , Loan against Property, Unsecured Business Loan, Personal Loan, Receivable Financing, Medical Equipment Finance and IPO finance etc. to meet the growing credit requirements.

Job Description:

- To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.

- Ensuring compliance of the Credit Policy and processes within TAT

- Responsible for Credit underwriting and Credit Appraising of Business loans and LAP

- Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.

- Conducting physical verification and personal discussion with the clients for identifying th clients profile and risk, if any associated

- Processing of file and following up with the clients for pending documents.

- Checking the customer profile and categorizing it into low, medium and high risk.

- Closely monitoring the Clients CIBIL and Clients loan portfolio

Competencies:

- Qualification - CA \ M.com \ MBA Finance

- Minimum 5-6 Years of Experience in Credit Underwriting.