Manager - Credit Analytics - Lending/Product Firm

Manager - Credit Analytics

Manager - Credit Analytics (Lending/Product Companies Only)

My Client provides student financing for the global citizens of tomorrow.

Exp: 5+ yrs.

Location: Bangalore

In this role, you will be supporting portfolio monitoring, insights and other credit forecasting initiatives.

Your responsibilities will include, but are not limited to:

- Monitoring of portfolio performance and visualizing insights, performance, and trends in inputs/outputs for effective communication and decisioning

- Tracking of credit decisions,strategies, forecast and actions across acquisitions, servicing, and collections with a view of continuous improvement of processes

- Monitoring the competitive and economic environment with respect to credit performance and portfolio compositions

- Providing projections on key credit measures and stress testing them across scenarios.

- Maintaining and upgrading the credit analytics tools and datasets while working cross functionally to build the credit analytics infrastructure.

THE QUALIFICATIONS:

- Bachelor's Degree in a quantitative discipline like Economics, Finance, Mathematics, Statistics or related field, advanced degree preferred

- At least five years experience in data analytics, credit analytics, and/or risk management.

- Practical experience with statistical platforms such as R, Python, SAS, SPSS, or Matlab

- Advanced data modeling and data programming skills using large, complex data schemas

- Experience in alternative/thin file credit risk scoring a plus

- Extremely detail oriented and organized

- Ability to explain analytical concepts to non-technical audiences

- Self-directed with proven ability to research complex issues, work independently and multi-task several projects efficiently along with displaying a willingness to learn and adapt to changing scenarios