Manager/AVP - CCAR Modeling/Retail Risk & Stress Testing - Financial Institution

We are currently hiring for a Leading Financial Institution for Senior level position based in Bangalore.

Profile:- AVP/Manager- CCAR Modeling & Stress Testing

Location:- Bangalore

Credit Risk Management Strategy is one of the key functional areas within Retail Risk Management. This function owns the development of Origination and Account Management strategies for the different Regions within the organisation across all retail products (secure and unsecure).

This role applies to the Business Consulting job family and would encompass formulating strategies such as approve/decline, limit table, line management, re-pricing, authorizations, etc., in accordance to the strategic direction of the Business area.

Role :

- Provide subject matter expertise in at least one of the risk concepts within Card and Consumer Assets viz., Acquisitions, Approve/Decline, Line Management, Pricing etc.

- Execute strong project management skills and ensure timely delivery of projects/analysis

- Delegate work among team members and ensure effective and quality output

- Build and nurture strong relationship with key stakeholders

- Provide effective coaching/mentoring to the team and play critical role in team development

- Take lead in conducting critical analysis for the portfolio including but not limited to Product/Portfolio Diagnosis, Sherwood Deployment, Credit Policy Review, Market/Product benchmarking etc.

- Create robust documentation around existing strategies and processes

- Identifying gaps and marginal growth segments

- Implement best practices for Originations & Account Management policies and strategies

- Propose modification / redevelopment of strategies as required.

- Propose and build new RBWM credit policies

- Implement robust portfolio and strategy monitoring and tracking reports. Develop hypotheses about customer behavior and profitable growth scenarios and apply the right mix of qualitative and quantitative research techniques to identify causes and solutions

- Identify opportunities for standardization of analytical processes to bring in effectiveness and gain efficiency

- Drive innovation for self and team to deliver incremental business value to the Region

- The ideal candidate combines strong business and analytical skills with proven ability in project management. He should be a good team player and has the ability to take the team in the right direction.

- Experience in analytics preferably in the fields like Strategy Development, Loss Forecasting/Reserving, Modeling, Risk Strategy, Marketing etc.

- Excellent communication skills with technical (the team) and non-technical (senior entity management in region) counterparts; being able to "translate" between the two worlds is the major thing in the day to day work.

- Strong analytical skills with an ability to grasp new concepts quickly.

- Good organizational, analytical, problem-solving and verbal and written communication skills.

- Prior experience in managing risk activities in retail lending is essential.

- Prior experience in managing Retail portfolios such as Mortgage, Cards, Loans and Overdrafts

- Prior project management experience would be preferred

- Prior experience with acquisition risk strategy, account management strategy or strategy analysis and portfolio management would be preferred. Exposure to TRIAD and SMG3 would be a plus.