LiquiLoans - Head - Underwriting

1. Manage key verticals - Consumer Loans / PL and Vehicle Finance.

2. Involvement in setting up new verticals as and when planned

3. Headcount planning - hiring, L&D, motivation, attrition management

4. Process Improvements, SOPs, standardisation of workflow

5. Underwriting complex loan applications through TVR (telephone verification), analysis of personal profile, documents and financial ratios, CIBIL analysis, Bank Statement Analysis, coordination with different teams and accordingly decision the loans.

6. Prepare reports to portfolio summary across volumes, decisioning rates, TAT, quality of portfolio, alarming trends, etc.

7. Ensuring all loans and lending procedures comply with regulations.

8. Giving feedback to the policy team for improvements

9. Continuous monitoring & hind-sighting of the applications to identify lapses and take corrective actions

10. Competition Analysis to introduce new relevant practises and strengthening the processing / views on segments.

11. Collaborating with Data Science, Product Team, Business Teams, Policy Team for resolving bottlenecks and ensure smooth workflow

12. Perform ad-hoc assignments allocated from time to time