Leadership Role - Risk Analytics - SAS - Banking

- Hiring for a leadership position with a Banking major.

- Looking for Risk Analytics professionals having experience in portfolio Analytics for Cards.

- Mandatory experience in SAS is required.

- Should have experience and in-depth understanding of of Credit Cards and Lending products with exposure to the US market.

- Understanding of Risk Management across customer life cycle. Understanding of credit Risk Policy for unsecured products

- Card Underwriting, Line Assignment, Risk appetite framework

- Card Authorizations, temporary limit overrides etc.

- Exposure to Credit bureau data and usage of the same in credit risk modeling and portfolio strategy.

- Understanding of IFRS 9, BCBS standards and its implications in consumer credit risk and PD / LGD / EAD models

- Ability to find drivers of portfolio performance

- P&L Modeling and Driver Analysis.

- Provide support in the management and efficient delivery against requirements set forth by internal Risk oversight group as well as external regulators.

- Expertise in developing and managing scoring models across the customer life cycle - acquisition, behavior, collections, fraud and regulatory risk models.

- Proficiency in Traditional Modeling techniques like Regression, Logistic Regression, Factor Analysis, Segmentation, Discriminant Analysis, Stochastic Process, Time Series