Lead - Retail Credit & Operations - Electric Vehicles Finance Segment

The role envisages the following:

- Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners

- Driving the sales training, credit appraisal, decisioning, disbursement, loan operations, loan monitoring, vehicle monitoring, audit and compliance

- Setting up program parameters across different product and partner program

- Source and manage field investigation and audit agencies and electronic verification providers

- Managing portfolio risk across partners, OEMs, cities and product segments.

- Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models

- Support city rollout and partner onboarding and collection best practice development

- Developing and managing the credit and operations team

You must have:

- An MBA/ CA with 7-10 years of experience

- Done vehicle loan credit and policy for an NBFC for at least 5 years

- Preference for small commercial vehicle finance or used heavy commercial vehicle finance

- Experience of setting up loan systems and processes from scratch.