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29/09 Payal
Partner at Premier Consultants

Views:99 Applications:33 Rec. Actions:Recruiter Actions:0

Lead - Credit/Fraud Risk Analytics - NBFC (4-10 yrs)

Mumbai/Bangalore Job Code: 1162398

This is regarding a job opening for Lead - Credit/Fraud Risk Analytics role with a leading NBFC in Mumbai/Bangalore.

JD:-

- Developing credit risk Strategy that will determine loan eligibility, as well as repayment/default predictions.

- Work with lending partners to co-develop/agree on credit risk models.

- Develop, implement and monitor risk strategies cutting across credit underwriting, limit assessment, pricing, line management, and collections.

- Develop models to determine pricing and interest rates to balance potential gains with risks.

- Developing, deploying, and iterating on risk experiments to create better risk models.

- Set up a robust monitoring and alerting systems on early warning signals to drive agility in decision-making.

- Help shape the product design and operations processes by evaluating them from a credit risk lens.

- Conducting end-to-end analytical processes to find answers to business problems, from data preparation, and exploratory data analysis, up to testing hypotheses both by doing observational and/or experimental analysis.

- Perform ad-hoc reporting and analysis, when needed.

- Recruit, train, develop and guide juniors in the team.

Must-Have's:

- 7+ years of credit risk policy-making using Data and analytics experience with at least 2 years in a Fintech startup (SME lending preferred).

- Strong track record in solving analytical problems using quantitative and statistical approaches.

- Preferred experience in SQL in any flavor (preferably BigQuery and MySQL) and able to write an efficient query.

- Extensive Use of Python

- Work experience and knowledge of more than one of these domains is a plus: Risk Analytics, Credit Risk, Portfolio Analytics, and/or Lending Business.

Women-friendly workplace:

Maternity and Paternity Benefits

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