Kuhoo - Credit Analyst/Specialist - Digital Lending FinTech

Kuhoo Credit Analyst/Specialist - Digital Lending Fintech

This role is based in Mumbai.

About Kuhoo :

Kuhoo is a tech - enabled loan platform specifically designed to address the financial needs of students who aspire to dream big!

Kuhoo is a digital first Edu-FinTech company with an accomplished team who believe student lending can be radically improved and are working passionately at it. We are on a mission to change a trillion dollar student economy by redefining what it means to be creditworthy.

Being a member of the Credit Risk and Analytics team you will play a critical role in helping build the customer journeys, credit models and support fast and sustainable growth.

What will you do?

- Building scorecards and deploying it

- Creating data visualization dashboards with analytical bent having the ability to extract insights from large and - seemingly unrelated pieces

- Designing & implementing a Risk framework for a lending fintech covering the entire journey from Loan Application, Underwriting, Verification, Decisioning, Disbursal, Post Disbursal Loan Servicing & Collections

- Exploring new technologies and data tools to deliver risk controls, design risk dashboards which are the source of truth and keep our fingers on the pulse

- Developing, implementing and maintaining credit models/ scorecards for effective acquisition as well as for collections

- Ensuring complete adherence to laid down policy and procedure / process and ensure TAT adherence for good customer experience

Qualification & Experience :

- Master's degree in Business Management, Economics, Statistics, Finance, Bachelor's degree in Computer Science, Engineering or another quantitative field

- 2+ years experience in retail Risk management, especially in unsecured lending products like PL/EL/STPL in renowned banks or renowned Fin-tech

- Thorough understanding of credit for unsecured products

- Experience in managing /building scorecard

Compensation:

The compensation includes a competitive package and the future opportunity to be awarded stock options of a high-growth start-up backed by reputed investors.

We welcome applications from all identities and walks of life.

We can't wait to hear from you!