Kotak Mahindra Bank - Senior Manager - Credit Admin Department

Looking for credit administrator with 7 to 10 yrs of experience-

Job Role -

- Portfolio- Handling of specified portfolio by providing services related to Credit Admin activities

- Sanction Letter- Capability to check the accuracy of Issuance of sanction letter as per the terms and conditions of approved Term Sheet

- Security documentation- Ability to check the accuracy of Issuance of security documents as per the terms of sanction

- Verification - Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorisations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.

- Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR

- ROC / CERSAI - related compliances Ensuring registration of security charges in favour of the bank wherever applicable.

- Disbursement - Understanding of Limit module in Glem and Finacle.

- Handling Limit Loading in Glem / Finacle, upon completion of proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of non-submission / discrepant documents

- Management of Security/Collateral module in GLEMs.

- Tracking of deferral- Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.

- Custodian- Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.

- Document Tracking - Tracking of documents for receipt; deferral; expiry etc thru- CAD systems

- Liaison With Business Teams- Legal; Credit; RMs; CPC, Audit, Service Providers etc for timely and quality deliverables by resolution of issues/ answering queries

- Projects Ensuring completion projects allocated within the timeframe

- Audit Handling of RBI/Internal/Statutory/Concurrent Audit requirements.