Kotak Mahindra Bank - Manager - Credit Monitoring

Job Role:

1. Periodic regulatory returns

- Preparing the PAN Bank Exposure Report

- Compiling, checking and filing the CRILC return every month or as per periodicity indicated by RBI

- Compiling, checking and filing the Gift City Return every quarter or as per periodicity indicated by RBI

- Reconciliation of outstanding as per GLEMS / Exposure Report with Fincon Advances

- Monitoring the Single and Group Exposure Limits and filing the Large Exposure Framework return

- Monitoring Industry wise Exposures.

- Assisting in preparation of Board Notes for Exposures to Top 20 borrowers and Groups and Substantial Exposures

- Preparing the Monthly Compliance Report giving the status of compliance to various regulatory ceilings for exposures and outstanding

- Assisting in Submission of the risk based supervision (RBS) document to RBI on quarterly basis

- Analyzing the trends in Key risk indicators for the Bank based on the risk based supervision exercise.

- Highlighting major risks if any arising from the RBS exercise.

- Guiding other segments where required on the RBS process

- Portfolio analytics highlighting status on key credit risk indicators

- MIS reporting of Adhoc intraday and takeover of accounts to the Credit Committee

- Providing data requests given by auditors and Managing compliance to internal audit, statutory audit and RBI Inspection comments

2. Automating the reporting requirements through GLEMS. Ensuring that required data are correctly updated in GLEMS.

Job Requirements:

- Minimum qualifications: Fresh Chartered Accountant

- Well-versed with MS Office

- Basic Knowledge of Credit

Personality Traits:

- Good Organizational Discipline

- Accuracy and Error Free Execution for Tasks Assigned

- Good communication skills