Kotak Mahindra Bank - Manager - Credit Administration

Manager - Credit Administrative Department.

- Portfolio Handling of specified portfolio by providing services related to Credit Admin activities

- Sanction Letter Capability to check the accuracy of Issuance of sanction letter as per the terms and conditions of approved Term Sheet

- Security documentation Ability to check the accuracy of Issuance of security documents as per the terms of sanction

- Verification Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorisations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.

- Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR

- ROC / CERSAI related compliances Ensuring registration of security charges in favour of the bank wherever applicable.

- Disbursement Understanding of Limit module in Glem and Finacle.

- Handling Limit Loading in Glem / Finacle, upon completion of proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of non-submission / discrepant documents

- Management of Security/Collateral module in GLEMs.

- Tracking of deferral Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.

- Custodian Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.

- Document Tracking Tracking of documents for receipt; deferral; expiry etc through CAD systems

- Liaison With Business Teams, Legal; Credit; RMs; CPC, Audit, Service Providers etc for timely and quality deliverables by resolution of issues/ answering queries

- Projects Ensuring completion projects allocated within the timeframe

- Audit Handling of RBI/Internal/Statutory/Concurrent Audit requirements.

Job Requirements:

- Should have a minimum of 1-8 yrs of relevant experience

- Graduate preferably in Banking and Finance/Commerce or CA. Post-Graduation: MBA/ M.COM would be preferred.

- Ability to Influence/relationship Management Skills

- Analytical and financial skills

- Strong communication skills

- Eye For detail.

Education- CA with Freshers OR MBA with Relevant experience

Salary offered: 7-12LPA