Kotak Mahindra Bank - Credit Underwriting Role - SME/LC Segment

Job Role :

- Preparation of Credit Appraisal notes for SME Corporates/MNCs./ Large corporates.

- Discuss with business on Terms and Conditions for risk assessments

- Discuss with customers for obtaining information for preparation of CRANs.

- Monitor the accounts based on the terms stipulated by Sanctioning Authority.

- Prepare Monthly Monitoring Reports for the portfolio.

- Escalate with action plan for non compliances.

- Visit the units and submit inspection reports.

- Manage and address any escalations related to risk assessments.

Job Requirements :

- Experience required for the Job: 2-10 years in Credit Underwriting- SME/LC

- CA / MBA

- Good understanding of Accounting Standards, Balance Sheet Analysis.

- Knowledge of RBI regulations, SEBI and other statutory bodies requirements.

- Good interaction and communication ability.

- Excellent verbal, written communication & presentation skills.