Kotak Mahindra Bank - Credit Analyst/Manager

Role : Credit Analyst

JD :

- Prioritization of proposals in consultation with business team

- Guide the team of credit analysts to write better quality notes and effective monitoring

- Vetting of Credit Appraisal notes prepared by credit analysts

- Discuss with senior members of business team on Terms and Conditions for risk assessments/ structuring of the proposal, transaction

- Assist the credit analysts to formulate credit recommendation in the note.

- Closely monitoring of portfolio along with team of credit analysts

- Escalate with action plan for non compliances and early warning signals

- Meeting the clients on regular basis to know the updates

- Networking within various departments of the bank/ taking reference checks from other banks.

- We are looking for CA/MBA with 2-6 years of corporate credit underwriting experience with Bank/Rating Agencies/NBFCs.

Profile includes :

- Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers

- Understanding of various working capital and term loans

- Financial analysis

- Client interaction

- Monitoring