Kotak - Credit Manager - Working Capital

As part of Credit team for Working Capital

The primary job of the credit manager is to understand:

a) the business dynamics,

b) products on offer,

c) various segments to whom we lend,

- ensuring discipline in adherence to processes involved in credit buying

- Underwriting & making proposals of working capital products

- manage the credit processing agent's activities

- ensure systematic verification processes and coordinate with verification agencies

- be up to date on industries we lend and business environment in general,

- take appropriate credit decision,

- monitor the portfolio sourced,

- understand and interpret the portfolio quality

- interact with sourcing agents

- co-ordinate with internal and external auditors