Kotak - Area Collections Mgr - Rural Auto

Job role:

- Managing Collections – Tractor & Rural Auto portfolio for the State – a portfolio of around 20,000 APACs spread across 30 districts

- Handling a team of around 3 – 4 Location Managers and overseeing a total team of around 120 + Collection Executives

- Maintaining the required delinquency levels, NPAs, losses

- Taking decisions on repossession activity

- Responsible for liquidation of stock

- Ensuring adherence to processes and compliance

- Liasioning with the local administration

- Supervising the Day to day legal activities in the branch

Job requirements:

- At least 10 - 12 years of experience in Retail Collections, with a minimum team handling experience of 4 - years

- Having knowledge of Retail Legal matters

- Understanding of the local area

Personality Traits:

- Effective negotiation skills

- Good team management skills