Junior Analyst - Country & Bank Credit Risk

Our client is KPO of a Global Bank and need the following Risk professional :

Experience: 1-2 years- experience in handling similar portfolios at other banks/rating agencies or in other MNC banks- outsourcing centers, ie bank credit risk AND/OR country credit risk - both portfolios is not a pre-requisite;

Educational qualifications: CA or MBA Finance or relevant economics, politics, analytics or finance qualification;

Responsibilities:

1. Country risk assessment:

To gather, analyse and assess the risks associated with the different jurisdictions in which Bank has short term FI facilities in and/or holds government paper for balance sheet management purposes. This excludes countries with long term non-FI related exposures. This includes, but not limited to, the following:

- Understand the types of exposures that Bank has in the assigned jurisdictions/countries

- Collect and present information on the limits and exposures per assigned jurisdiction

- Collect and analyses macroeconomic and political risk related information per country (follow conventional research protocols to gather and sift the necessary information) and use the information to arrive at a country rating (as per our approved rating models).

- Produce country rating reviews per country encompassing the above factors.

- Present/participate in the Credit Committees (via VC/telecom) for presenting credit applications and annual reviews

- Use reason and logic to formulate a point-of-view and address conflicting perspectives and defend recommendations and points-of-view when discussing the findings and recommendations (ratings) with review analysts.

2. Bank risk assessment:

Credit assessment of the assigned global bank portfolio of Bank, including but not limited to, the following:

- Credit appraisal/due diligence of the assigned global bank/FI portfolio - new and annual reviews (as per the Bank's credit appetite/norms)

- Product/deal/structure analysis (some elements thereof where required)

- Liaising with the Business Units/Bank Credit team for the product/limits requirements and structuring thereof

- Present/participate in the Credit Committees (via VC/telecom) for presenting credit applications and annual reviews

- Assigning counterparty rating/LGD and reviewing the same on a regular basis

- Dynamically manage counterparty limits based on BU requirements

- Continuous monitoring of the assigned counterparties and portfolio

- Dynamic monitoring of market risk indicators of the underlying portfolio counterparties, portfolio monitoring/reporting/stress-testing & all related MIS.

Skills and Competencies:

- Some exposure to global bank/FI credit risk analysis and/or country risk analysis

- Understanding of banking/financial sector and ability to track sectoral developments and/or country risk analysis

- Strong analytical, technical and statistical skills and sound working knowledge of accounting principles and financial statements

- Proficiency in the use of Microsoft Office Suite

- Clear and concise verbal and written communication skills

- Strong work ethic and inter-personal skills

- Strong integrity in all areas, adhering to policies/mandates, regulations and utmost ethical and legal standards

- Uphold confidentiality and privacy of findings in all situations

- Ability to work independently and manage workload priorities

- Conceptual / Big Picture Thinking;

- Drive for Results;

- Research Competence;

- Analysis and Attention to Detail;

- Teamwork;

- Commercial and Financial Acumen;

- Tolerance of Ambiguity.

Please apply only if your profile fits

Monika