CRE India CTL UW Associate Description : JP Morgan - Credit Risk Associate - Commercial Real Estate - CTL Underwriting Organization Description: - Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations. - Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment. Employer Description : - JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. - We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, colour, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Role : Associate for Underwriting Commercial Term Loans in the Commercial Real Estate team - North America Location : Bangalore Responsibilities : - Understand Credit Ecosystem ; Tools & Applications, Policies, Procedures, Guidelines required to Underwrite new term loans and perform the Credit Analysis of Real Estate Borrowers - Independently prepare credit analysis on Real Estate Borrowers (qualitative and quantitative analysis) and recommend rating grades - Understand nuances of the new term loan requests and identify any inconsistencies or risks associated with them - Appraise and execute new term loan requests from Client Managers and prepare approval memos within the stipulated timelines; Ensure documentation requirements are met per the business and audit requirements - Build strong relationships and maintain open communication with stakeholders from various LOBs - Understand and respond to the queries raised by Credit Risk Director, onshore Underwriter, audit, etc. - Be current on the firm-wide risk policies, procedures & guidelines, and ensure all governance, reporting and data quality requirements are met and maintained - Mentor and train junior analysts in the team on fundamentals of underwriting, credit risk, internal systems & processes; and supervise/ review their work - Contribute to various firm-wide projects focused on improving efficiencies, risk technology, enhancing risk reporting, regulatory compliance, etc. Qualifications : MBA (with Finance specialization) / CA - 5 to 7 years of experience in credit risk; experience in real estate sector is preferred - Strong understanding of corporate finance and financial statements, including ratio analysis, cash flow analysis, and basic accounting principles - Attitude and aptitude to learn and enhance knowledge of credit underwriting; and passion for real estate sector - Deadline orientation; strong attention to detail and high accuracy - Proficient in the use of Microsoft desktop tools (MS Word, Excel and Power Point) and ability to learn new tools, techniques and applications - Ability to work proactively & independently, as well as in a team environment - Strong & Effective communication skills - both verbal & written; and good interpersonal skills to be able to effectively present analysis and build strong relationships with stakeholders at various hierarchies About Us : - JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. - We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. About the Team : - Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations. - Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment. Note : For your candidature to be considered on this job, you need to apply necessarily on the company's redirected page of this job. Please make sure you apply on the redirected page as well.

Bangalore

JP Morgan Chase -  Credit Risk Associate - Underwriting Commercial Term Loans - Commercial Real Estate India 

JP Morgan Chase -  Credit Risk Associate - Underwriting Commercial Term Loans - Commercial Real Estate India  ,Job Description for JP Morgan Chase -  Credit Risk Associate - Underwriting Commercial Term Loans - Commercial Real Estate India  in JP Morgan Chase in  Bangalore for (5-7) years of experience. Apply Now!

Job Description for JP Morgan Chase -  Credit Risk Associate - Underwriting Commercial Term Loans - Commercial Real Estate India  in JP Morgan Chase in  Bangalore for (5-7) years of experience. Apply Now!