JP Morgan Chase - Credit Risk Analyst - Commercial Banking - Risk

Role Responsibilities:

- Understand the Credit Ecosystem - Tools & Applications, Policies, Procedures, Guidelines, and Systems required to perform the Risk Reporting role as well as Credit Analysis of Real Estate Borrowers

- Build a strong understanding of the client portfolio in Real Estate Banking and Community Development Banking sub-LOBs in Commercial Real Estate

- Develop strong working knowledge of the loan execution process in Real Estate Banking and Community Development Banking, as well as of the various parties involved in the "Life Cycle of a Loan"

- Build deep understanding of the various credit products and facilities offered by JP Morgan, as well as of the product documentation terms

- Build expertise in handling/ working on the internal Data Management systems; and make accurate, quality and timely updates of the relevant data in them

- Demonstrate the ability to work independently with minimal supervision

- Develop and maintain open communication channels with all the global stakeholders, including Underwriters and Portfolio Managers

- Demonstrate flexibility and strong ability to work in a team environment

- Maintain excellent turnaround times

- Contribute to various projects focused on improving efficiencies, risk technology, enhancing risk reporting, regulatory compliance, etc.

Qualifications:

- Commerce Graduates / Commerce Post-graduates/ MBAs (with Finance specialization) / CAs with experience in finance / accounting / reporting roles

- Proficient in the use of Microsoft desktop tools (MS Word, Excel and Power Point) and ability to learn new tools, techniques and applications

- Good understanding of corporate finance and financial statements, including ratio analysis and basic accounting principles

- Highly motivated and detail-oriented self-starter; with the ability to effectively multitask and prioritize things

- Deadline orientation; strong attention to detail and high accuracy

- Ability to work proactively & independently, and as part of a team comprised of local and remote colleagues

- Attitude and aptitude to learn and enhance knowledge of credit risk analysis; and passion for real estate sector

- Strong & Effective communication skills - both verbal & written; and good interpersonal skills to be able to effectively build strong relationships with stakeholders across regions and at various hierarchies

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

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