JP Morgan Chase - Analyst - Wholesale Credit Risk

The team is comprised of credit officers, credit executives and Analysts and Associates (A&A- s). Mumbai based A&As are an integral part of APAC CIB Credit Risk team. Analysts are assigned a portfolio of clients with primary responsibility for performing ongoing credit analysis and client exposure management.

Responsibilities include:

- Assessing creditworthiness of clients, performing financial analysis and recommending appropriate credit ratings

- Staying current on all aspects of the assigned credit portfolio, including industry trends, portfolio performance, compliance with covenants, potential risks and opportunities

- Preparing and presenting credit approval memos in connection with new transactions and reviews on existing client facilities

- Participating in client due diligence meetings

- Performing annual reviews by coordinating with middle office and business partners in a timely manner

- Monitoring, investigating and escalating risk metrics associated with client activity, including exposure control, covenants tracking, and collateral

- Leading ad hoc team projects

Qualifications : 

- MBA from Top Tier B-School or professional qualification in Accountancy

Skills and Experience : 

- 1-2 years relevant credit risk management experience.

- Ability to understand and analyze financial statements including ratio analysis, accounting standards and financial adjustments.

- Good knowledge of credit analysis process.

- Strong communication (oral and written) and interpersonal skills

- Ability to work proactively & independently as well as part of a team

- Deadline orientation; organized and responsible; high attention-to-detail

- Highly motivated with a natural passion to learn and an inquisitive personality

- Proficient in the use of MS Word, Excel and Power Point