About Jai Kisan: Jai Kisan was founded with the vision of making financial inclusion a reality for rural individuals and businesses. Jai Kisan today provides digital financial services starting with credit for online and offline, income generating, rural commerce transactions. Informal credit by the merchant or seller is an expectation for customers and not a value-added service in rural India. Lack of formalized credit poses a dire and imperative challenge for rural businesses to grow. Jai Kisan has leveraged the captive relationship between the business and the farmer and rural individuals in a B2B2C manner to deploy credit to farmers and rural individuals in a sustainable manner working with 700+ organized and unorganized entities in the space with a cumulative customer base of over 1.5 lakh rural individuals including farmers. Jai Kisan has raised $4mn in pre series A (2020) and $30mn in series A funding (2021) led by marquee institutional financial investors (Mirae Asset, Blume and Arkam, amongst others) and strategic investors (Nabard and Syngenta). The Jai Kisan team is dedicated towards executing our mission and is passionate towards supporting the transformation of rural India. Entrepreneurism and passion with a drive for results are core values we seek in every member of our team. Our team comes with a varied industry experience from private equity to management consultancy to capital markets, working towards building a franchise that delivers sustainable financing to rural India. Key Accountabilities: - Comprehensive analysis of credit proposals, financial statements, performance, projections and other information to assess the credit worthiness of the entity. - Ongoing monitoring of the portfolio - analyzing credit risks at the transactional and portfolio level. - Identification of Early Warning Signals for signs of stress in portfolio companies and working with business team in devising appropriate mitigation strategies, wherever required. Ensuring understanding of the risks and opportunities for each credit exposure across the Portfolio. - Working with the Head of Operations to monitor &amp; update credit policy to optimize for company risk, profitability, and growth targets. You will ensure an effective credit risk management programe is in place, by establishing the frame work for risk management and driving consistent standards. - Conducting ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts. - Engaging with Credit Administration (operations team), Legal, Audit, Compliance, Tech and other stakeholders as appropriate for all credit processes. - Creating CAMs &amp; reports to be sent to the Lenders and ensuring that documents are consistent and uphold to the Lender's standards. - Participating in discussions to present your ideas to the senior members to help them make balanced decisions. - Mapping developments in the Rural economy and understanding implications of the latest trends on the portfolio and credit decisions. Competencies: - Good Analytical, Organizational and Communication skills - Ability to work under pressure in a high churning environment and deliver quality research output on time. You can work well in collaborative environments and can perform individually when required. - You have solid grasp of financial analysis and risk models. - Ability &amp; keen interest in understanding Businesses and its drivers. - Hands on experience in Excel; you love working with numbers and are analytical in your approach towards any issue at hand. Qualifications: - CA or MBA in Finance from a premier Institute - 1-3 years of experience in credit evaluation or fixed income fundamental research with Banks/NBFC/Star-ups/Credit rating agency/Mutual Funds/Insurance companies. - Experience in conducting Credit Assessment of business loans in Banks/NBFC/Fin-tech will be an added advantage

Mumbai

 Jai Kisan - Credit Analyst - CA/IIM/ISB/MDI/FMS  

 Jai Kisan - Credit Analyst - CA/IIM/ISB/MDI/FMS   ,Job Description for  Jai Kisan - Credit Analyst - CA/IIM/ISB/MDI/FMS   in Jai Kisan in  Mumbai for (1-3) years of experience. Apply Now!

Job Description for  Jai Kisan - Credit Analyst - CA/IIM/ISB/MDI/FMS   in Jai Kisan in  Mumbai for (1-3) years of experience. Apply Now!