Internal Auditor - Retail Vertical - Bank

- Develop audit plan across the centralized and decentralized locations covering the various lines of business and processes, in line with the bank strategy, applicable regulatory guidelines and audit policy & procedures.

- Effective management and execution of the audit plan for proactive identification and remediation of risk relating to various business products, processes and units provides a systematic, indepth investigation of systems, operations, data and field implementation to diagnose credit risks.

- Active engagement with stakeholders for implementation of recommendations for effective risk mitigations and improvement in the control environment

- Analysis of policies to manage credit risk

- Develop strategies for identification of triggers / risk hotspots and conduct unplanned reviews / investigations based on various triggers/ hot spots, directives received from regulators, board committees and senior management

- Keep abreast of the emerging audit trends and drive key audit initiatives for efficient and effective achievement of the audit objectives

- Implement an effective continuous monitoring framework for ongoing monitoring of risk relating to various business products, processes and units

- Monitoring of high value portfolio

- Effective communication and reporting to various stakeholders including regulators ,board committee