Manager - HR at IndusInd Bank
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IndusInd Bank - Senior Credit Analyst - Agri/MSME Credit (5-10 yrs)
- Credit appraisal of prospective for Agri/MSME Credit clients for fund based exposure like Working Capital, Overdraft/Cash credit/Term Loan etc. and non-fund based exposure like Letter of credit / Bank Guarantee etc. Lease rental discounting/Pledge product.
- It also includes preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees.
- Client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, Credit Programs and customers requirement.
- Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and taking appropriate steps to mitigate risks.
- Joint monitoring of portfolio with account relationship team based on early warning systems, deferrals & compliance of sanction conditions and other hygiene matters
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