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HR at IndusInd Bank
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IndusInd Bank - Risk Analyst (4-10 yrs)
Roles and responsibilities:
- Portfolio risk management, SAS Reporting, Ad-hoc analysis, MIS reporting
- Convert Raw Data into SAS Datasets. Maintain databases containing large quantities of information. Analyse data and statistics to find market trends, discover demographic breakdowns, and locate other relevant business information.
- Develop and improve existing reports and data interfaces using SAS.
- Convert existing SAS code into high quality SAS code that is efficient, automated, maintainable, and follows industry best practices.
- Establishing an integrated risk management framework, Developing risk management policies and strategies, Implementing risk metrics, key risk exposures and early warning indicators
- Aggregate and transform data from multiple sources to produce consistent results
- Maintaining relationship with external vendors and credit bureaus
- End-to-end ownership of all risk scorecard and model driven strategies
- Track model and portfolio performance, risk evaluation through periodic MIS
Technical Skills:
- Expertise with hands-on experience in Base SAS, SAS Macros, Procedures and Functions
- Advanced Excel, VBA preferred
- Knowledge of analytical tools (R/Python/E-miner) preferred
- Data Visualization
- Credit-Scoring applications development and implementation
- Knowledge of banking products and portfolio, credit cards and personal loans
- Familiarity with technology solutions for banking and of industry trends
- Adept in delivering high quality documents, presentations and dashboards
Soft Skills:
- Goal oriented, highly motivated, team-player person
- Excellent leadership skills and capacity to lead by example
- Ability to communicate the results and findings to management in a structured way
- Excellent written and oral communication skills
- Problem solving and result based approach
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