Posted By
Posted in
Banking & Finance
Job Code
1042782
KEY RESPONSIBILITIES :
- Credit Appraisal of Commercial Card proposal (Unsecured/Secured)
- Conducting credit worthiness and due diligence of applicants basis financials, operational management and industry segment trends.
- Well verse with in depth understanding and analysis of financials, ratios and its interpretations, financial trends & movements as per Audited Balance sheet (ABS), banking behaviour etc.
- Quick understanding of Business model, market trends of varied industry segment, external credit rating and other credit Bureau reports.
- Well verse in culminating all such assessment and analysis information and data points by preparation of Credit Appraisal Memo (CAM) / appraisal note for sanction.
- Leverage technology platforms to review credit proposals and assessment.
- Cross function co-ordination with Credit and Business stakeholders.
- Regulatory & other audit requirement reporting; multiple credit reporting on periodic basis to multiple stakeholders.
KNOWLEDGE/SKILLS/EXPERIENCE:
- Should be a Graduate in finance / CA / ICWAI / MBA or equivalent
- 7- 8 years of Credit appraisal experience preferably with financial statement assessment.
- Fair knowledge of Regulatory and statutory guidelines and solution providing aptitude within. Regulatory and Compliance framework.
- Good in MS office (Excel and PowerPoint) and Saas
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Posted By
Posted in
Banking & Finance
Job Code
1042782
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