IndusInd Bank - Area Credit Manager - Business Loans

- Credit appraisals of unsecured loan applicants within defined policy guidelines

- The business dynamics, products on offer, various segment to whom we lend.

- Ensuring discipline in adherence to processes involved in credit buying.

- Underwriting & Making proposals of business loans and other products as per location requirement ( BL, OD, LAP)

- Manage the credit processing agents activities

- Ensure systematic verification processes and coordination with verification agencies

- To be up to date on industries we lend and business environment in general, take appropriate credit decision.

- Regular monitoring of the portfolio

- Understand and interpret the portfolio quality

- Interact with sourcing agents

- Coordinate with internal and external auditors

- Regular training to Credit resources