Indiabulls - Area Credit Manager/Regional Credit Manager - Retail Lending - CA

Area Credit Manager / Regional Credit Manager (VASHI - Mumbai)

Brief job description/Technical skill/Competencies :

- Managing a team of Credit appraisers for retail lending, operations in Mortgages (HL and LAP) .

Scrutiny of loan documents and bank documents provided by the client .

- Prepare appraisal note & recommendation for cases and pursue at senior level .

- Telephonic discussion with customers & conduct Business discussion at the Branch .

- Ensuring compliance with organizations credit policies and processes .

- Co-ordinate with Operations, Audit and Compliance Dept. to resolve the Pre/Post disbursement queries .

- Interacting with external Agencies, Vender Management to maintain healthy and profitable business in the location . Interaction with customer for Pre & Post loan servicing .

- Follow up for delay in installment payment by customers

Skill set required :

Incumbent should have ability to prepare Financial Analysis, Interpret Financial Statements, and Financial Ratios . Candidate should have knowledge of various business segments (Like Auto, Pharma, Power, Retail etc.) .

Should have good Computer proficiency and Good communication skills

Criteria - only from financial background is preferred.

Candidates only from Central & Harbour is preferred.

CA is must

Exp 6-10 years