IIFL Home Loans - Zonal Credit Head

Zonal Credit Head

Require CA professionals

Job Description:

- Underwriting of SME (HL/LAP/Secured Lending)

- Team Management

- Driving optimal use of the Loan Origination System and Loan Management system

- Maintain Credit TAT

- Manage Credit Underwriting as per policy

- Monitor Delinquency and NPA to budgeted levels for the product

- Manage Credit Cost as per approved budgets

- Give feedback to Credit Policy based on experience of Underwriting

- Data Slicing/Analysis and publishing of the reports

- PDD monitoring

- Industry Analysis

Key Performance Indicators:

- TAT

- Portfolio Quality

- Quality of Appraisal

- Cost Management

- Implementation of Processes

- Team Management