IDFC FIRST Bank - Lead - Credit Card Analytics - Marketing Sourcing & Partnerships

About the team :

IDFC FIRST Bank's core philosophy follows a customer centric promise Always You First- . The bank aspires to provide high quality financial solutions for emerging India, while keeping customer at the core.

Data & Analytics is pivotal for delivering this vision. This team acts as a centre of excellence to provide accurate and timely data analytics to drive personalized and innovative product offerings to customers.

This team works closely with all business units (product, sales), functional stakeholders (e.g. credit, operations, Journey Excellence), technology teams (IT team and vendors) and external partners (e.g. DSAs, agencies) to deliver impact on key business metrics through data and analytics.

The role:

- The incumbent will lead all analytics initiatives for Credit Card open market acquisition end to end

- This will involve creation of predictive models (application scores, propensity scores), frameworks (credit limit assignment, APR, product tagging), and design and execution of challenger programs

- The incumbent will further work on all analytics requirements for partnerships pertaining to Credit Card acquisition

- This will involve leading partner discussions from an analytics standpoint, setting up and conducting data room exercises, and managing day to day activities for such programs

- Recruit, train, develop and supervise junior resources in the team

- Provide data driven solutions to improve portfolio quality and delinquency

- Ability to understand complex business problems, end to end hands on exposure to analytics- including collecting, pulling and preparing data, building statistical/ ML models using Python/ R / SAS & other tools and generating insights to synthesize a complete, cohesive picture.

- Communicate the context and value of data analysis and models to stakeholders.

- Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies

Desired Candidate profile :

- 2+ years of experience in business / risk analytics

- Degree in a quantitative discipline (courses done on online platforms don't count)

Preferred Skills :

- Analytical thinking and problem solving skills

- Good communication skills

- Predictive modeling skills

- Knowledge of SAS/Python/R