ICICI - Small Medium Enterprises - Wholesale

ICICI-SMEAG (Small Medium Enterprises)

ICICI BANK LTD.

JD- SMEAG

Business Group : Wholesale Banking Group

Purpose of the Job : To ensure smooth growth of business in the region

Person Requirements: CA / MBA (FULL TIME)

Preferabably from BFSI & NBFC sector.

As a Relationship Manager in SMEAG group. A Job responsibility includes:

- The ticket size of clients to be handled is from 25 cr to 500 cr of turnover (these profiles would typically belong to the mid-corporate segment in other cos.); they should be handling corporate asset products.

- Identifying and sourcing new business opportunities in SME and Mid Corporate segment

- Maintaining regular interaction with prospective clients, understanding their credit and providing various banking solution and advisory services

- Analyzing of annual reports, financial statements, financial projections, project reports, industries/sector reports during the appraisal process

- Assisting credit team in preparation of appraisal notes and pre sanction due diligence

- Obtaining pre sanction clearances of credit proposals from control groups and presenting proposals to sanctioning committees

- Assisting mid office in post sanction documentation, due diligence and limit set up

- Assisting in disbursement, asset monitoring and recovery etc.

- Cross selling various retail banking products along with regular wholesale banking facilities.

DETAILS:

ICICI Bank covers the entire agricultural value chain consisting of major agro corporates, agri small and medium enterprises, rural and agri small businesses and microfinance. We aim to create interfaces between mainstream financial service providers/ markets and organizations, maximize outreach, leverage technology to reduce the cost of finance delivery, devise customised solutions and offer complete supply-chain solutions for corporate partners.

We have structured financial solutions for agri major corporates and agri SMEs.The offerings to the customers are in form of Working Capital, Term loans, Trade products like Letter of Credit / Bank Gaurantee and special structured products designed to suit the requirements of industry clusters. For SMEs that have vendor / dealer relationship with large corporates, Bank offers working capital solutions under special programs. Bank has so far serviced the needs of clusters like Food & Agri, Infrastructure, Pharmaceutical and Lifescience, IT and ITES, Engineering, Apparel, Chemicals, Automobile ancillaries, Education and Energy.

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