Hinduja Housing Finance - National Head - Technical

Job Title/Grade: National Head- Technical

Department: Technical

Grade: 1A

Age group: 32- 38 yrs

Reporting To: MD

Team Size: 10-15

Location: Chennai-Corporate

General Job Responsibility :

- Managing the overall Technical function.

- Property assessment and valuation for lending

- Implementation of policies, procedures, and Technical underwriting guideline.

- Formulate, review and implement the Technical Policy of Hinduja Housing Finance appropriate for the market segment (working with primarily undocumented income/Technical profiles) sought to be served

- Maintenance of TAT, Compliance, policies and procedures as per NHB guidance.

Principal Accountabilities :

Strategic :

- Establish and Manage the Technical function using the principle of de-centralized assessment

- Responsible for ensuring sensible Technical norms resulting in a high-quality of portfolio.

Tactical :

- Ensuring compliance with technical process manual and norms Periodic review and Modification of technical process and procedure.

- Review and updation of builder rating across location

- Periodic review of APF

- Periodic Review of Zone Base Master

- Tracking and monitoring of all technical OTC/PDD

- Refer exceptional cases for opinion/decision to Head Technical, wherever required

- Empanelment, Monitoring and review performance/reports of technical consultant.

- To recommend a list of approved, negative and caution areas to Corporate Office

- Control over the Regional/Cluster-MIS

- Monitor and ensure the Technical TAT

- Maintenance of various reports, MIS and Database.

Supervisory :

- Approval/Appraisal of projects and property.

- Scrutiny of document and preparation of Technical Reports

- Collection of information relating to Project and Builders

- Collection and Updation of project data of zones and builder status

- To monitor penetration for various project

- To ensure due diligence during approval and keep a check on frauds relating to Property

- Adherence to TAT

- Tracking and Collection of Technical OTC/PDD

- Timely resolving of audit queries

- Maintain technical MIS and send it to regional technical

- Timely collection and Updation on amendments affecting property.

Educational Qualification :

B.E/B.Tech (Civil) /post graduate

Experience :

- 10-15 yrs experience in Property Technical Assessment, Technical Operations and Technical underwriting.

- Preference will be given to Housing Finance, Banking or NBFC candidates only.

Specific Skills :

- A High Level of Professionalism.

- A Passion for Building and Growing Relationships

- The Ability to Gather Feedback and Provide Innovative Insight