Head - SME Lending Products & Policy - Fintech Startup

Responsibilities : 

- Design MSME lending products

- Formulate MSME Business Strategy and Policy - including pricing policy, customer acquisition and retention

- Enable strategic partnerships and corporate tie-ups to enable business growth

- Provide inputs for credit underwriting parameters and score cards

- Implement various Business strategies, and Lending Policies/Products to ensure Business Growth, Operational Efficiency and sound Asset Quality.

- Design risk monitoring and control processes

- Identify adjacent areas of business opportunity that add also value for the MSME borrower

- Development of systems and processes, from lead origination to client on-boarding, including credit underwriting

- Inputs for go Live strategy including online / offline mix, geographical footprint

- Collection Strategies, process and policy

Skills : 

- 7 to 10 years experience in MSME/SME lending

- Deep understanding of MSME loan products and business

- Understanding of lending technology - LOS platform

- Exposure to Credit Risk Management and Monitoring