Head - Risk - Retail Lending - NBFC

Our client is one of the well-established NBFCs backed by a reputed conglomerate. The NBFC has both secured and unsecured product offerings across Business Loans, Vehicle Loans, Personal loans, Mortgages, Loans Against Property, Loans Against Shares, Microfinance and Agri-loans. They are looking for a Head of Risk for all retail lending products.

Job Responsibilities:

As the Head of Risk, you will be reporting to the Head - Risk, Legal & Compliance and will be responsible for heading a Risk team responsible for credit underwriting / analysis / appraisal as well as developing the lending norms / rates / policies for all retail lending products offered. This would include overseeing Risk for products across Business Loans, Vehicle Loans, Personal loans, Mortgages, Loans Against Property, Loans Against Shares, Microfinance and Agri-loans. You would ensure that the customer portfolio meets the quality measures. You would also manage internal stakeholders in addition to regulators and governing bodies.

Ideal Candidate:

You will be a MBA / CA (first attempt) with at least 15+ years of experience with a retail bank or a retail NBFC in a Credit Risk Leadership role

You will have sound knowledge of lending products and policies for Retail businesses

You will have the ability to influence and drive stakeholders

You will have excellent written and verbal communication skills