Job Title : Head - Risk - Prime & Digital Job Description: - Managing Risk & Underwriting functions for the Prime & Digital businesses - Creating the risk and underwriting policies, infrastructure, development and deployment of underwriting models, risk decision strategies and fraud detection - Working closely with the senior management team and other stakeholders in managing Risk/Return of the portfolio, defaults and collections - Handling credit underwriting/analysis/appraisal as well as developing the lending norms/rates/policies for all retail lending products (SBL, LAS, Supply Chain, BL, PL, EL, Unsecured MSME) offered. - Developing Scorecards, working with the Bureaus, monitoring implementation and periodic review/ improvements in the scorecards for various products - Setting up risk frameworks for Digital Lending, including credit, operational, reputation risk. - Ensuring Risk management policies are directly reflected in the organization's strategic plans - Sanctioning Loans on pan India level ensuring a healthy credit cycle basis risk delegation framework - Monitoring the health of the portfolio at regular intervals - Monitoring and driving Risk Control Unit & its activities, hind sighting, and ensure corrective actions are taken - Implement policies & systems for Fraud check/ Fraud detection - Documenting risk analysis reports to various stakeholders such as Management stakeholders, C-suite executives, and employees. - Evaluating the operational risks that might occur due to system failure or human error, which in turn leads to the disruption of business processes. In such a scenario, it's the responsibility of Head to formulate strategies to overcome the risks Required Skills: - Sound experience of handling Credit & Risk for Retail Lending Products - Leadership role in setting/ managing risk policy/ underwriting/ Risk control functions - Understanding of Digital Lending/ systems/ scorecards etc. - Team Management expertise - Quantitative Analytical skills - Ability to work in unstructured roles/ building a function from Scratch Education and experience: - CA with 15-20 Yrs of experience - Experience in relevant industry in leadership role (7-8+ yrs) - Candidate should possess minimum 5 years of experience each in Mortgage & consumer finance industry

Mumbai

Head - Risk - Prime & Digital Lending - CA 

Head - Risk - Prime & Digital Lending - CA  ,Job Description for Head - Risk - Prime & Digital Lending - CA  in Mainstream Technologies in  Mumbai for (15-20) years of experience. Apply Now!

Job Description for Head - Risk - Prime & Digital Lending - CA  in Mainstream Technologies in  Mumbai for (15-20) years of experience. Apply Now!