Head - Risk Management - Home Loan/LAP

Head - Risk - HL/LAP

Brief Job Description :

1. Portfolio Monitoring and Analysis

- To Monitor and evaluate performance indicators of Portfolio and study trends for growth and risk levels

- To review the credit portfolio and propose appropriate corrective measures from time to time

- To review Risk reports developed by Analysts (external & internal), analyse risk perceptions & mitigate risks

Portfolio :

2. Credit cycle process monitoring and review

- To review and analyse portfolio to determine delinquency patterns

- To evaluate various key indicators

- To monitor threshold limits for various exposures

- To interact with credit associations or bureau for information in countering delinquencies

- To monitor credit processes

3. Credit policy vetting :

- Vetting of policies & processes/guidelines for new products

- Amendments to policies/processes with regard to managing various risks

- Review compliance of norms laid in policy

4. Ops Risk overview

5. Audit and Compliance

ONLY BANK CANDIDATES required