Industry : Financial Services
Skills : Unsecured lending, Asset Analytics, Personal loans
Job Description :
Based out of Gurgaon, it is an opportunity to head the Credit and Risk Analytics in the leading fintech firm in the unsecured lending space
- Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicate analytical and credit ideas - internally, as well as to partner banks
- Ideate and help launch next-generation lending products and structures that will drive the next round of innovation and disruption within unsecured lending space
- Manage the analytic components of the project, including project schedules, workflow, and direction to the analytic team and ensure the client's business objectives are incorporated into the analytic plan.
- Communicate key analytic findings to client and are responsible for addressing client's analytic concerns.
- Mentor and coach junior team members.
- Set priorities and manage projects of medium to large scope; identify roadblocks and work to resolve them.
- Review project variances against deliverables; negotiate necessary changes without committing to the impossible, and engage in direct dialogue with client to achieve agreement on project outcomes.
- Adapt to changing environments, resources, and project demands.
- Determine appropriate model report format for communication with clients.
- Participate in pre-sales support and/or provide post-implementation support which may require travel.
- Create, review, and deliver formal presentations of work to clients.
- Participate in authoring white papers, proposals and publications.
- 7-10 years of experience in unsecured credit risk, at least 5 years of experience in Indian personal loan market
- Significant hands-on experience conducting and leading medium/large predictive analytics engagements, exploratory data analysis, data management and data preparation
- Experience analyzing data in order to draw conclusions about data integrity, accuracy, and general relationships with proficiency in analytic tools.
- Ability to anticipate, investigate and analyze database and data processing problems to pinpoint cause of problems and recommend possible solutions.
- Proficiency in relevant analytic programming skills (R, Python, Excel) and willingness to work closely with large data sets and get into the details with business processes
- Specialized knowledge in SME banking industry and risk management
- Expertise in analytics and modeling, Basel compliance
- Strong communication, presentation and client facing skill sets
- Quick problem solving capabilities. Lead project team to deliver projects on time with client's satisfaction.
- Proven capabilities in people management and leadership
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