Job role: - To lead the Digital Retail Risk Portfolio of the Bank - To ensure development, implementation, and maintenance of credit risk scorecards and related policies for credit risk management decisions, - Proactive Portfolio Analytics to ensure a pro-active approach to monitoring and underwriting. Key Result Areas: - Creating the risk and underwriting policies, infrastructure, development and deployment of underwriting models, risk decision strategies and fraud detection. - Being involved in the full life cycle and straddle credit-and non-credit functions (initially). - Working closely with the senior management team and lending partners in managing Risk/Return of the portfolio, defaults and collections - Provide recommendations to update the model based on latest data and analysis - Prepare / support on regulatory reports relating to retail credit portfolio in line with internal &external regulatory requirement - Assist in implementation of IFRS 9, development of Basel models for the entire retail portfolio - Deploy the models on rating system and work with IT for effective maintenance of the scoring related information - Identify analytical opportunity across credit life cycle - Acquisition, Portfolio Management and Collection Required to develop data-driven analytics to monitor the asset quality and minimize the credit Required to develop data-driven analytics to monitor the asset quality and minimize the credit risk of retail portfolio - Ensure timely communication of scorecard monitoring and validation along with insights and recommendation Knowledge, Skills and Experience - Minimum 15 years hands on experience in model building methodologies, implementation and compliance. - Experience in Digital Loan Products - Experience in Consumer Finance Loans - Expert knowledge of credit scoring techniques - Strong analytical, numerical, research and problem-solving skills

Mumbai

Head - Retail Risk - Bank 

Head - Retail Risk - Bank  ,Job Description for Head - Retail Risk - Bank  in Alpha Orion in  Mumbai for (15-20) years of experience. Apply Now!

Job Description for Head - Retail Risk - Bank  in Alpha Orion in  Mumbai for (15-20) years of experience. Apply Now!