Head - Products - Retail Assets - NBFC

Industry - Financial Services

Skills - Product Managment, Product Innovation,

Job Type - Permanent

Description - To be a part of the one of the top 3 NBFC'S in Lending space

Leading the Product team for the Retail Product Suite

Client Details

A well established brand and top 3 player in the Lending space, today their product suite comprises of a well-diversified look, with equal weightage and focus given to the secured & unsecured lines of business. Having seen a y.o.y cumulative growth of 50% in both top-line and bottom line, sustainable profitability continues to be the key management agenda.

The company has a well-defined vision of being one of the most reputed and material financiers within the lending space - spread across both retail HNI and corporate clientele. With significant investments made in their process and system infrastructure they are already in the preparatory mode for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all business processes.

Description

- Leading the development of a superior and competitive product suite while maintaining adequate risk and profitability parameters

- Defines a proposed product vision and strategy roadmap for future product evolution based on sales feedabck and customer need analysis

- Drive product research with clear target customer segmentation and revenue potential analysis and works with sales team to develop a viable business case

- Manages all product related costs, fee structures and minimizing the revenue leakage possibilities in product design

- Reviews and endorses product programs, new product proposals, product propositions & strategies to ensure the development of strong and differentiated 'best-in-class' product offerings

- Encourages discussions/ feedback mechanisms on product themes with key clients, brokers/ DSAs and understand their needs & help to develop product strategies customised to their requirements

- Constantly reviews the product basket and recommend changes for competitiveness and improving customer experience/ organizational profitability

- Sets up an effective product training mechanism for the sales teams and channel partners for effective sales

- Responsible for delivering the look and feel of the overall product collateral/presentation in accordance with segmentation requirements for each business segment

- Leads product pricing and channel costing for each customer segment and product segment and accordingly

- Oversees the development of product specifications in the IT systems, accounting systems and undertake necessary documentations for process notes, approval matrix, etc for the same

- Undertakes risk, regulatory and compliance assessments for all new product development and existing product modifications

- Ensures compliance and adherence to internal compliance policies, NBFC guidelines and external regulatory (SEBI/RBI) guidelines in product design

Profile

A successful candidate must be:

- Seasoned professional in the product domain

- Expertise in innovations & launching product in the competitive markets

- Define new products and features with specs, wireframes, and product flows

- Analyze the user impact of product features and define key metrics for success

- Should have expertise in managing the campaigns for promotions of various products along with the marketing teams

Job Offer

To be a part of the one of the top 3 NBFC'S in Lending space

Leading the Product team for the Retail Product Suite

Contact - Bhavik Doshi

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