jobseeker Logo
Now Apply on the Go!
Download iimjobs Jobseeker App and get a seamless experience for your job-hunting
20/05 HR
HR at Michael Page

Views:542 Applications:76 Rec. Actions:Recruiter Actions:0

Head - Data Analytics - Consumer Lending/Retail Finance (8-12 yrs)

Mumbai Job Code: 1098669

Industry - Banking / Financial Services / Broking

Job Type - Permanent

Description - The job is to lead the Data Analytics team and help it grow by managing the performances

Guiding, monitoring and motivating to help build the team

Client Details :

Our client is a global company with presence in 70+ countries and spread across 7 industries. They have almost 50,000+ employees globally. They are commited to grow the NBFC arm in India

As the Head of Analytics, you will:

- Create innovative and disruptive strategies for risk segmentation and scoring of NTC/ ETC customers based on their behaviour across diverse categories like groceries, apparel, electronics, travel, hospitality, etc.

- Work with data science experts to create models that can be leveraged across the lending journey.

- Train, test & optimise the credit risk models to digital lending products like PL, EMI, BNPL which have a different level of credit-risk based on the business model, product construct, lender & brand partner

- Augment the in- house data with external data-sets (traditional/ alternate) & add dimensions that enrich credit risk understanding of the customer

- Collaborate with the lender, credit bureaus and fin-techs for creating underwriting policies & frameworks backed by the analytics models

- Work with data product stake holders to help maximise value from the alternate data captured and productize that solution

- Work closely with Product and growth stake holders to better understand customer funnels and maximize them

- Create personalization frameworks to drive acquisitions and high approval rates through the consumer platform

- Identify cohorts which are prime for cross-sell, up-sell and create data-led strategies for driving these objectives

Profile :

As the Head of Analytics, you should have:

- 8-12 years of credit risk/ analytics experience in consumer lending/ retail finance

- Masters degree

- Exposure to credit risk, data science, alternate data, data modeling

- Adept at working with Data (Collection, Extraction and Analysis)

- Understanding of lending landscape, especially consumer lending products like EMI's & Buy-Now-Pay-Later

- Prior experience leading a team of analytics professionals

- Strong stake holder management skills required

Job Offer :

Opportunity to be a part of a large global firm and leading the Analytics team for their NBFC arm

To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Suraj Jinaon +91 124 452 5458.

The Apply Button will redirect you to website. Please apply there as well

Women-friendly workplace:

Maternity and Paternity Benefits

Add a note
Something suspicious? Report this job posting.