Heading entire Credit underwiring including CPA for all products. (Unsecured BL , LAP, Medical equipment finance, NBFC funding, & DAs/PTC & structured finance)
The profile shall be responsible for ensuring the overall quality of the lending portfolio by planning & directing all aspects of Credit functions.
This role will be expected to fully understand the business and evaluate, improve and monitor it, including assisting in reporting to the Board and Board Committee.
- Identify and resolve material credit risk issues.
- Establish and manage all departmental policies and processes.
- Prepare reports deemed necessary to convey loan and portfolio to management and board.
- Interact with Executive Management as well as leadership of all departments to facilitate the accomplishment of company goals.
- Complete reviews/projects and additional work within specified timescales and in line with departmental standards.
- Participate in Finance & Treasury activities
- Oversee changes to the Credit Policy, risk appetite and risk limits.
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