Head - Credit & Risk - Unsecured Loan Products - FinTech

This is regarding opening with a leading Fintech Company as a Head of Credit and Risk -Unsecured Products

Designation: Head of Credit and Risk - Unsecured Products

Experience : 9+ years of work experience in Credit and Risk management with PL/ BL / Unsecured loans.

Job Location: Mumbai

Job Role :

- Creating and implementing a framework for managing credit risk that is used to identify, quantify, track, and manage credit risk across the organisation.

- Creating and implementing credit guidelines that strike a balance between on- and off-book risk;

- While allowing the business to accomplish its strategic goals, reward. ensuring a great client experience while supervising the underwriting process to determine the creditworthiness of potential borrowers.

- Managing the company's loan portfolio, which includes coming up with solutions for defaults and delinquencies.

- Providing senior management and the board with regular reports on the state of the company's credit risk management initiatives, developing risks, and suggested countermeasures.