Head - Credit Risk - NBFC

Job Description -

- The person should have strong professional skills in managing Credit risk across retail products, Financial Risk, Business Relationship Management, Business Development & Strategy formulation in financial service industry.

- Expertise in credit administration and management, analytics, process improvements, cost control, regulatory compliance.

- Track record of setting up credit functions from scratch for startups, involving formulating policies, internal controls.

- Responsible for Policy formulation, underwriting and credit risk management across business loans.

- Accountable for NPA management and setting up early warning systems across portfolio.

- Conduct Process Gap Analysis to streamline and create error free process flow

- Underwriting for Unsecured loans with Risk level Authority

- Conduct Portfolio Analysis on monthly basis to identify early warning signals & stress indicators to develop productive Collection strategies in consultation with field teams to maximize recovery

- Build Statistical/Judgmental Scorecards to standardized decisioning process across products

Salary offered: 8-12LPA